2021 Understanding & Implementing Qualified Mort Rev Web Rec

Member Fee:  $165
Non-Member Fee:  $265

Speaker: Jack Holzknecht, Compliance Resource

This webinar explains the changes resulting from the recent final rules that amend the qualified mortgage options contained in 12 CFR 1026.43. Topics on the revised General QM rule include the following:

  • Prohibition on loan features
  • Underwriting requirements, including the the following as it relates to the final rule:  loan definition, higher thresholds for loans with smaller loan amounts, for certain manufactured housing loans, and for subordinate-lien transactions; retains the existing product-feature and underwriting requirements and limits on points and fees; and more.
  • The new Seasoned QM rule, including the definition of a covered transaction, product restrictions, points and fees ratio, seasoning period, performance requirements, and effective date
  • The elimination of the Temporary GSE QM Rule 
4/7/2021 - 10/7/2021

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