October 22-23, 2024
9am-4pm (both days)
Member Fee: $425 (In-Person); $525 (Live Stream); $850 (Recording); $100 Add On Recording with In-Person or Live Stream Registration
Non-Member Fee: $625 (In-Person); 725 (Live Stream); $1050 (Recording); $100 Add On Recording with In-Person or Live Stream Registration
Please note: If you participate in-person or by live stream via Zoom, we will email a certificate to you following the program. Certificates will only be emailed to registered attendees. If you register for the recording, we will not be able to provide a certificate because we will not be able to track attendance.
Click here for tips if participating in the live streamed seminar.
ABA Professional Certifications Continuing Education Credit (For in-person and live stream registration options only)
This program has been approved for 14.5 CRCM credits by ABA (American Bankers Association) Professional Certifications. Certified professionals will report these credits at aba.csod.com
Every year sees major changes and this year is no exception. This seminar provides an overview of the real estate lending requirements from ten regulations, along with comprehensive coverage of selected topics, policy suggestions, employee training tips, audit techniques and steps to eliminate past problems. Special emphasis is placed on coverage and exemption rules, determining which disclosures are required, the content of the required disclosures and prohibited acts or practices.
Congress has consistently provided special protection to consumer loan borrowers, especially those who secure loans with their home. With multiple new enforcement actions and changes to existing requirements continuing, it’s critical that your real estate lending programs are up to scratch.
You’ll come away with a comprehensive understanding of 10 major federal real estate lending compliance topics over the course of 2 days and a detailed manual that can serve as a handbook long after you’ve completed the seminar.
Topics include:
This seminar covers laws, regulations and common pitfalls in real-estate lending including, but not limited to:
- Equal Credit Opportunity Act (Regulation B) – includes a review of the data collection and reporting rules for small business loans under Section 1071 of the Dodd-Frank Act
- Fair Housing Act – includes a review of recent redlining, appraisal discrimination and loan pricing cases
- Fair Credit Reporting Act
- Flood Insurance Rules – includes the new Flood Insurance Questions and Answers and the status of the Standard Flood Hazard Determination form
- Home Mortgage Disclosure Act (Regulation C) including a review of the case that lowers the threshold for closed-end mortgage loan coverage back to 25 loans
- Truth in Lending Act (Regulation Z) – includes revisions to the ATR/QM rules and the latest guidance on TRID rules
- Real Estate Settlement Procedures Act
- Homeowners Protection Act
- Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act)
- Unfair, Deceptive or Abusive Acts or Practices
This program is designed for Compliance Officers, Loan Officers, Loan Processors, Auditors, and others with responsibilities related to the origination and servicing of mortgage loans.
Kimberly Boatwright is EVP and Director of Risk and Compliance at Compliance Resource, LLC and has more than a two decades of experience working in the financial services industry. Ms. Boatwright is a well-regarded financial industry risk and compliance professional with a strong background in program development and implementation. She is a thought leader who specializes in Fair Lending, Anti-Money Laundering, OFAC, and consumer compliance. During her career she has worked for and consulted with all types of financial institutions helping to establish and evolve compliance and risk programs. She is a frequent public speaker, trainer, and author on compliance and risk management topics. Kimberly is a Certified Regulatory Compliance Manager and a Certified Anti-Money Laundering Specialist.
Click here for hotel and area information.