Brian P. Brooks

Brian P. Brooks is the Acting Comptroller of the Currency, which makes him the administrator of the federal banking system and chief officer of the Office of the Comptroller of the Currency. Prior to becoming Acting Comptroller, Mr. Brooks served as Senior Deputy Comptroller and Chief Operating Officer. In this role, he oversaw OCC bank supervision, bank supervision policy, economics, supervisory system and analytical support, systemic risk identification support and specialty supervision, and innovation. He also served as a member of the OCC's Executive Committee and was the Chair of the Technology and Systems Subcommittee, since joining the agency in April 2020. Prior to joining the OCC, Mr. Brooks served as Chief Legal Officer of Coinbase Global, Inc., where he headed the legal, compliance, audit, investigations, and government relations functions for the company, which served 20 million customers. He held this position since September 2018. From 2014-2018, Mr. Brooks served as Executive Vice President, General Counsel, and Corporate Secretary of the $3.2 trillion Fannie Mae. Prior to joining Fannie Mae, he served as a Vice Chairman of OneWest Bank, N.A., from 2011 to 2014. Prior to joining OneWest, he served managing partner of the Washington, D.C. office of the global law firm O'Melveny & Myers LLP, where he also served as chair of the firm's financial services practice group. Mr. Brooks holds a bachelor’s degree from Harvard University in government and a law degree from the University of Chicago.


Virginia Heyburn

Virginia Heyburn, Vice President of Insights and Advocacy at Fiserv, advises financial institution executives about industry and consumer trends, business drivers and technology innovations. By sharing her knowledge and learning about the intricacies of specific markets and organizations, Heyburn is uniquely positioned to help financial institutions formulate successful strategies for enhancing profitability and achieving growth objectives. Prior to her current role, Heyburn also served Fiserv as Vice President of Strategic Marketing and as Vice President of Market and Product Strategy for the Signature™ solution set. During her work with Signature, Heyburn successfully led initiatives in the areas of risk and compliance, digital channels and payments, and advances in core banking feature sets for the benefit of Fiserv clients and their customers. In addition to her Fiserv experience, Heyburn previously held the position of Research Operations Director at TowerGroup, where she managed cross-industry practices and focused on emerging technology and business models, integrated architectures and IT investment strategies.


Patti Joyner

Patti Joyner founded Financial Solutions in 1990 to provide community financial institutions solutions for the ever-increasing need for cost-effective regulatory risk management. Patti’s ability to transform complex requirements into simple, practical solutions is bound by a deep conviction that “excellence is not optional,” translating into effective answers for community bankers. She has a thorough understanding of the regulatory environment and can integrate, streamline and balance conflicting priorities without compromising compliance or performance. Ms. Joyner is a frequent presenter for the American Bankers Association where she serves as a faculty member of its prestigious Stonier Graduate School of Banking and National and Intermediate Compliance Schools. She develops and delivers many briefing/webcast series on loan and deposit regulations, audit and review techniques, and many other compliance subjects. It was Patti's privilege to be named ABA's annual Distinguished Service Award winner for 2018 in recognition of her contribution to the banking industry across our country. Patti works extensively with many state and regional banking associations, serving as a featured speaker and trainer for various State and Federal regulatory agencies and law enforcement agencies. She is a published compliance resource and served as the Executive Editor of Compliance Action, a national monthly newsletter. Patti as served in various Editor capacities from July 2015 to December 2018. Patti has a B.S. degree in Accounting from Louisiana Tech University, over 37 years of banking experience and earned her Certified Public Accountant (CPA) certificate in Louisiana in 1984. She is a Certified Regulatory Compliance Manager.

David L. Kemp

David L. Kemp is president of Bankers Management, Inc. formerly The Management Group. Prior to forming BMI, he served as vice president, director of credit services for Canon Financial Institute in Athens, Georgia. His areas of expertise include commercial lending, consumer lending, workouts, and director responsibilities.

Scott M. Polakoff

Scott M. Polakoff joined FinPro to co-lead its regulatory practice after serving over 22 years with the Federal Deposit Insurance Corporation (8 years as the Chicago Regional Director) and 4 years with Office of Thrift Supervision as its Chief Operating Officer. From 2009 to 2011 he was a Principal at Booz Allen Hamilton as a leader in the core financial services group. His clients have included the FDIC, SEC, NCUA and the U.S. Treasury. Mr. Polakoff has collaborated with top-level agency leadership at the OCC, FDIC, and Federal Reserve, has testified multiple times before the Senate Banking Committee and the House Financial Services Committee, and is a sought-after industry specialist on banking and capital markets.

Roger Tutterow

Roger Tutterow is Professor of Economics at Kennesaw State University where he holds the Henssler Financial Endowed Chair. In addition, he serves as Director of the Econometric Center, an applied research center housed in KSU’s Coles College of Business. His analysis of the economic, business and political environments have been featured in a variety of media including Wall Street Journal, Financial Times, Business Week, Forbes, USA Today, Atlanta Journal Constitution, Arizona Republic, Florida Times-Union, Kansas City Star, Los Angeles Times, New York Times, Orlando Sentinel, Palm Beach Post, Wichita Eagle and on CNN, CNBC, NBC, Bloomberg Television, NPR’s “Marketplace” and “All Things Considered,” CNN-Radio as well as by regional electronic and print media. In addition to his work in academia, Dr. Tutterow has served as a consultant on financial economics and statistical modeling for corporate clients ranging from Fortune 500 companies to closely held businesses. He has provided expert testimony on economic, financial and statistical matters in state and federal court, before the Georgia General Assembly and before the Georgia Public Service Commission. Dr. Tutterow has given several hundred speeches to professional groups in 40 states and Canada on topics in the economic, business and political arenas. Dr. Tutterow served on the Council of Economic Advisors, under Georgia Governors Sonny Perdue and Nathan Deal. In 2010, he was named to the Special Council on Tax Reform and Fairness for Georgians, which conducted a comprehensive review of Georgia’s Tax Code. In addition, Dr. Tutterow serves on the Georgia Child Support Commission, the Cobb County Public Employees’ Pension Board and the Board of Trustees of Berry College. He previously served as Chairman of the Board of Directors of Vinings Bank, on the Southern Region Board of Directors for the American Red Cross Blood Services and the Board of Directors for Consumer Credit Counseling Service of Atlanta. He was selected by Georgia Trend magazine as a “notable Georgian” and as one of “Georgia’s Most Influential” by James magazine. A Georgia native, Dr. Tutterow holds a B.S. in Decision Science from Berry College and a M.A. and Ph.D. in Economics from Georgia State University. Prior to joining Kennesaw State University, Dr. Tutterow held faculty and administrative appointments at West Virginia University, Georgia State University and Mercer University. He has also served as a visiting professor at the University of the West Indies in Trinidad and at the Institute for Industrial Policy Studies in Seoul, South Korea.