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We are still gathering more information on the digital driver’s license.  Recently, a banker said they were presented with a virtual debit card, the customer asking to make a cash advance from it.  Have you seen this yet?  How would you handle?  Are any of you offering new account gifts?  Do you find your customers react to rewards?  A couple banks were asking about switch kits.  Do you have a switch kit on your website?  Is the switch kit used?   Seems like overdrafts are being discussed again.  How is your program working?  Have you made any changes?  Bring your questions for the group.  We are looking forward to a great discussion on October 22. Register today!